At that point I had literally nothing to show for my efforts.No investments, no Isa account, no savings, no pension, nothing. I had the option to do that but because I felt so humiliated and embarrassed that I hadn’t taken care, and because I’m from a small town, I took my mum’s advice to pay everything I owed back.Then when the group split I suddenly went into not earning anything and I had to hand the keys back.It was a very big learning curve and I felt like a total failure.I left that after four months to join a tribute band where I was on £98 a night, but I still lived at home. I had just turned 19 and over the next 18 months all five of us in the group made about a million pounds each.How dramatic was the financial change when you won the ITV show Popstars in 2000 to be part of the group Hear’Say? My mum was a PAYE for the NHS so I had no education on paying tax as a freelance worker.I got my £2 pocket money every week and I went straight to the shop and bought either a toy or sweets and chocolate whereas my brother was the opposite. When I was 12, I landed myself quite a big role in a television programme called Elidor.
Suzanne did a BTec National Diploma in Performing Arts from the Oldham College in Oldham, Greater Manchester.And this time I want to do it right so that my nine-year-old son, Corey, doesn’t follow in my footsteps, because the stress, and the depression that I got from being scared of picking up the phone to debt collectors and all of that, it really, really impacts your life. It’s not necessarily where the happiness comes from; it just makes you feel safer, especially if you’re a mum.At the moment, everything goes into the house, which I paid £427,000 for, but my ambition is to be mortgage-free, and, for me that will be my pension. The amount of times I’ve woken up in the middle of the night, thinking, “how am I going to survive this? It’s not a case of being a millionaire to be happy, it’s more about being comfortable, which then gives you an easier time to get through life, because all the boxes are ticked when it comes to paying your bills. I’m doing something called Celebrity Voice Messages for the Brain Tumour Charity, which raises money for them and if I can spare a few quid out of my wages it will go to them. I wish tax would be taken at source rather than me having to see the money come in as I always think, “I could do so much with this money,” and then I’m like, “No, I can’t, because actually I don’t have enough to spend.” What I hate is seeing that tax pot go up and up, and realising it’s not mine to keep.Shaw gets up at 6 am before the baby boy wakes up at least four times a week and does her workout with trainer Fymruk.Even as a child I was very much the type of person who would go and spend money straight away and I would never save.